The Act was designed to protect consumer privacy during credit card transactions that take place in California. The core purpose of the Act is to shield customers’ personal information by preventing businesses from collecting unnecessary personal information during a credit card transaction. Frequently customers are asked to provide their phone number directly to the cashier, which can expose your personal information to others.

This is important because even seemingly harmless information, like your ZIP code, can be used to identify and contact you without your consent, raising privacy concerns.

Customers who used a credit card to make a purchase at American Eagle, who were asked to provide personal information, such as a phone number, email address or ZIP code, before or during the transaction, may be entitled to compensation.

Mass arbitration is a process in which large groups of individuals file similar arbitration claims at the same time, typically in response to shared issues or experiences. It often arises in situations where arbitration agreements limit or prohibit class action lawsuits. By coordinating many individual claims, mass arbitration enables efficient resolution of widespread concerns through the arbitration system itself. This approach has become increasingly common in resolving consumer and employee disputes.